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Claim Guide

核心功能:针对健康、人寿、汽车、旅行、财产五类保险,提供分步理赔流程、专属材料清单、处理时效说明,以及拒赔后的申诉指引与常见拒因解析。典型场景:用户不知如何理赔、需了解理赔材料、理赔被拒或想知晓进度时效时。输入为理赔相关问题,输出针对性指导内容。

jiwenbing
jiwenbing
热度 46.41
最近更新 2026-05-11 17:32:49
分类:生活依赖:纯提示词应用场景:个人理财 / 概念解释

安装技能

复制下面的话术发给你的 Agent,它会通过 secure-skills 检索并安装该技能。

执行命令安装此 skill: npx secure-skills-cli add claim-guide
Metadata
name
claim-guide
version
1.0.0
description
Step-by-step insurance claim filing guide. Walk users through the claim process for health, life, auto, travel, and property insurance. Use when users need to file a claim and don't know where to start or what documents to prepare.

Claim Guide

Guide users through the insurance claim process with step-by-step instructions, document checklists, and timeline expectations. Covers common insurance types: health, life, auto, travel, and property.

When to Use

  • User needs to file an insurance claim
  • User asks "how do I claim my insurance?"
  • User wants to know what documents are needed for a claim
  • User's claim was rejected and they want to know next steps
  • User wants to understand claim status or timelines

How to Use

  1. Identify the insurance type (health/life/auto/travel/property)
  2. Provide a numbered step-by-step claim process for that type
  3. Generate a document checklist specific to the claim type
  4. Explain typical processing timelines
  5. For rejected claims: explain appeal process and common rejection reasons
  6. Provide tips to maximize claim success

Examples

  • "I was in a car accident, how do I file an auto insurance claim?"
  • "My luggage was lost on a flight, how do I claim travel insurance?"
  • "My health insurance claim was rejected, what can I do?"