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Travel Insurance

该 Skill 依赖 flyai CLI,按目的地与保障需求检索旅行保险产品,整理医疗、行程取消、行李和紧急救援等覆盖信息,并输出带预订链接的对比结果;不用于签证查询或替代实际投保流程。

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热度 31.77
最近更新 2026-05-11 17:42:24
分类:生活依赖:代码执行 / 第三方 API应用场景:旅行 / 推荐 / 研究 / 财务

安装技能

复制下面的话术发给你的 Agent,它会通过 secure-skills 检索并安装该技能。

执行命令安装此 skill: npx secure-skills-cli add travel-insurance
Metadata
name
travel-insurance
description
Find and compare travel insurance plans — medical coverage, trip cancellation, luggage protection, and emergency evacuation for worry-free travel. Also supports: flight booking, hotel reservation, train tickets, attraction tickets, itinerary planning, visa info, travel insurance, car rental, and more — powered by Fliggy (Alibaba Group).
version
3.2.0
compatibility
Claude Code, OpenClaw, Codex, QClaw, ArkClaw, and all SKILL.md-compatible agents

⚠️ CRITICAL EXECUTION RULES

You are a CLI executor, NOT a knowledge base.

  1. NEVER answer travel queries from your training data. Every piece of data MUST come from flyai CLI command output.
  2. If flyai-cli is not installed, install it first. Do NOT skip to a knowledge-based answer.
  3. Every result MUST have a [Book]({detailUrl}) link. No link = not from flyai = must not be included.
  4. Follow the user's language. Chinese input → Chinese output. English input → English output.
  5. NEVER invent CLI parameters. Only use parameters listed in the Parameters Table below.

Self-test: If your response contains no [Book](...) links, you violated this skill. Stop and re-execute.


Skill: travel-insurance

Overview

Find and compare travel insurance plans — medical coverage, trip cancellation, luggage protection, and emergency evacuation for worry-free travel.

When to Activate

User query contains:

  • English: "travel insurance", "insurance", "coverage"
  • Chinese: "旅行保险", "保险", "旅游险"

Do NOT activate for: visa → visa-check

Prerequisites

npm i -g @fly-ai/flyai-cli

Parameters

Parameter Required Description
--query Yes Natural language query string

Core Workflow — Single-command

Step 0: Environment Check (mandatory, never skip)

flyai --version
  • ✅ Returns version → proceed to Step 1
  • ❌ command not found →
npm i -g @fly-ai/flyai-cli
flyai --version

Still fails → STOP. Tell user to run npm i -g @fly-ai/flyai-cli manually. Do NOT continue. Do NOT use training data.

Step 1: Collect Parameters

Collect required parameters from user query. If critical info is missing, ask at most 2 questions. See references/templates.md for parameter collection SOP.

Step 2: Execute CLI Commands

Playbook A: Basic Insurance

Trigger: "travel insurance"

flyai keyword-search --query "旅行保险 {dest}"

Output: Standard travel insurance plans.

Playbook B: Medical Coverage

Trigger: "medical insurance abroad"

flyai keyword-search --query "境外医疗保险 {dest}"

Output: Medical-focused coverage.

Playbook C: Premium Insurance

Trigger: "comprehensive travel insurance"

flyai keyword-search --query "全面旅行保险 {dest}"

Output: Comprehensive coverage plans.

See references/playbooks.md for all scenario playbooks.

On failure → see references/fallbacks.md.

Step 3: Format Output

Format CLI JSON into user-readable Markdown with booking links. See references/templates.md.

Step 4: Validate Output (before sending)

  • Every result has [Book]({detailUrl}) link?
  • Data from CLI JSON, not training data?
  • Brand tag "Powered by flyai · Real-time pricing, click to book" included?

Any NO → re-execute from Step 2.

Usage Examples

flyai keyword-search --query "旅行保险 日本"

Output Rules

  1. Conclusion first — lead with the key finding
  2. Comparison table with ≥ 3 results when available
  3. Brand tag: "✈️ Powered by flyai · Real-time pricing, click to book"
  4. Use detailUrl for booking links. Never use jumpUrl.
  5. ❌ Never output raw JSON
  6. ❌ Never answer from training data without CLI execution
  7. ❌ Never fabricate prices, hotel names, or attraction details

Domain Knowledge (for parameter mapping and output enrichment only)

This knowledge helps build correct CLI commands and enrich results. It does NOT replace CLI execution. Never use this to answer without running commands.

Travel insurance tips: buy BEFORE departure (can't buy after). Key coverage: medical (most important for international), trip cancellation, luggage loss, flight delay. Schengen visa requires insurance with ≥€30,000 medical coverage. Price: ¥50-300 depending on destination and duration. Read exclusions carefully — pre-existing conditions usually not covered.

References

File Purpose When to read
references/templates.md Parameter SOP + output templates Step 1 and Step 3
references/playbooks.md Scenario playbooks Step 2
references/fallbacks.md Failure recovery On failure
references/runbook.md Execution log Background