Monobank

核心功能是直接调用Monobank官方API查询余额，严格保护隐私（令牌单次使用不存储，不经过第三方），自动处理信用卡实际余额计算、金额转换及数据脱敏。典型场景为用户询问“我Monobank有多少钱”等余额问题。输入需用户提供单次有效API令牌，输出以乌克兰语为主的格式化信息，含账户类型、尾号、余额等，支持切换语言，错误提示清晰合规。

swiftadviser

热度 31.29

最近更新 2026-05-11 17:47:30

分类：数据依赖：第三方 API应用场景：财务

安装技能

复制下面的话术发给你的 Agent，它会通过 secure-skills 检索并安装该技能。

执行命令安装此 skill： npx secure-skills-cli add monobank

Metadata

name: monobank
description: Answer Monobank balance questions by calling the Monobank API directly with a user-supplied per-request API token. Use when: скільки грошей у мене на монобанку, баланс mono, баланс Monobank, monobank accounts, monobank balance, checking Ukrainian Monobank cards and jars.
homepage: https://monobank-mcp.mandate.md
version: 1.2.0
category: finance
emoji: 💳
author: Roman Krutovoy
author_url: https://krutovoy.me
metadata: {"openclaw":{"requires":{"env":[],"bins":[]},"endpoints":["https://api.monobank.ua/personal/client-info"]}}

Monobank

Use this skill when the user asks about Monobank balances, for example:

"скільки грошей у мене на монобанку?"
"баланс mono"
"monobank accounts"

Privacy

Call the Monobank API directly. Do not route real user balances through a hosted MCP, proxy, or third-party server.

The user must provide monobank_token for each request. Never store it in files, env vars, memory, directives, logs, summaries, or future context.

If the token is missing, answer in Ukrainian:

Потрібен API token monobank. Отримати можна тут: https://api.monobank.ua/

API Call

Call:

GET https://api.monobank.ua/personal/client-info
X-Token: <monobank_token>
Accept: application/json

Use an HTTP/fetch tool that can pass headers without printing them. Do not put the token into visible shell commands, logs, URLs, or final answers.

If direct HTTP access is unavailable, say in Ukrainian that an HTTP-capable runtime or tool is needed. Do not use hosted MCP for real balances.

Errors and Limits

401 or 403: say in Ukrainian that the Monobank API token was not accepted.
429: say in Ukrainian that Monobank allows this endpoint no more than once per 60 seconds per token.
Network or 5xx: say in Ukrainian that Monobank API did not return the balance right now.
Never show raw API errors if they may contain identifiers or token material.

Data Handling

Amounts are minor units. Divide by 100 and show two decimals.

Currency codes:

980 -> UAH
840 -> USD
978 -> EUR
unknown code -> ISO-4217:<code>

For each account:

Label: <type> **** <last4> from maskedPan[0].
If maskedPan is absent, use a safe label like <type> or masked IBAN IBAN UA12...3456.
Do not expose raw account IDs, send IDs, full IBANs, client ID, webhook URL, or token.

Credit-account semantics:

Monobank raw balance means the amount available with credit already included.
If creditLimit > 0, real account balance is balance - creditLimit.
If creditLimit == 0, real account balance is balance.
In the response, "доступно з кредитними" is raw balance.

Jars:

Show jars separately after accounts.
Format: Банка <title>: <balance> з <goal>.
Omit з <goal> if goal is absent.

Response Language

The skill instructions are in English, but user-facing balance answers must be in Ukrainian by default.

If the user explicitly asks to answer in another language, keep the same structure and translate only service labels. Do not translate card types, masked PANs, currencies, jar titles, or numbers.

Response Format

Keep the response concise. Use this format:

Monobank:

platinum **** 1286: баланс -42340.34 UAH; кредитний ліміт 80000.00 UAH; доступно з кредитними 37659.66 UAH.
white **** 5708: баланс 4102.17 UAH; доступно 4102.17 UAH.
black **** 7760: баланс 3.99 USD; доступно 3.99 USD.
black **** 2025: баланс 0.77 EUR; доступно 0.77 EUR.

Банка Фонд Meta Gamers: 0.97 UAH з 10000.00 UAH.
Банка На подарки: 9.49 UAH з 40000.00 UAH.