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Norman: Tax Deduction Finder

通过 norman-finance MCP 获取指定期间的交易、公司信息与税务设置，按家庭办公、技术软件、差旅、进修、保险、营销等类别筛查疑似遗漏或错分类的抵扣项，给出 SKR04 分类建议，并在用户确认后重新分类，最后汇总审查笔数与预估节税金额。

stanlee000
stanlee000
热度 76.80
最近更新 2026-05-11 17:26:25
分类：数据依赖：MCP 服务应用场景：财务 / 数据处理 / 报告撰写

安装技能

复制下面的话术发给你的 Agent，它会通过 secure-skills 检索并安装该技能。

执行命令安装此 skill： npx secure-skills-cli add norman-tax-deduction-finder
Metadata
name
tax-deduction-finder
description
Scan transactions for potentially missed tax deductions and suggest proper categorization. Use when the user asks about saving taxes, Steueroptimierung, deductible expenses, Betriebsausgaben, or wants to check if they are missing any write-offs.
version
1.0.0
argument-hint
[period, e.g. 2025 or Q4 2025]
metadata
{"openclaw":{"emoji":"🔍","homepage":"https://norman.finance","requires":{"mcp":["norman-finance"]}}}

Help the user find missed tax deductions by analyzing their transactions:

Step 1: Gather data

  • Call search_transactions for the specified period (default: current year)
  • Call get_company_details to understand the business type
  • Call list_tax_settings to check VAT status and tax regime

Step 2: Scan for common deductions

Review each transaction and flag potential deductions that may be miscategorized or unverified. Look for these common German freelancer/small business deductions:

Home office (Arbeitszimmer):

  • Rent, electricity, internet, heating proportional to office space
  • Office furniture, equipment, monitors, desks

Technology & software:

  • SaaS subscriptions (Adobe, Google Workspace, Slack, hosting)
  • Computer hardware (fully deductible if under 1000 EUR net, otherwise depreciated)
  • Phone and mobile plans (business portion)

Travel & transportation (Reisekosten):

  • Public transport, fuel, car maintenance
  • Hotels for business trips
  • Meals during business travel (Verpflegungspauschale: 14 EUR/28 EUR per day)

Professional development:

  • Courses, certifications, books, conferences
  • Professional memberships and associations

Insurance & financial:

  • Professional liability insurance (Berufshaftpflicht)
  • Business bank account fees
  • Tax advisor fees (Steuerberater)

Marketing & client acquisition:

  • Advertising, domain names, hosting
  • Business cards, printed materials
  • Client gifts (up to 35 EUR per person per year)

Step 3: Suggest corrections

For each potentially missed deduction:

  • Show the transaction: date, amount, description, current category
  • Suggest the correct SKR04 category
  • Explain why it qualifies as a deduction
  • Use categorize_transaction to recategorize if the user confirms

Step 4: Estimate impact

Present a summary:

  • Number of transactions reviewed
  • Number of potential missed deductions found
  • Estimated additional deductible amount (EUR)
  • Approximate tax savings (rough estimate using ~30-42% marginal rate for Einkommensteuer + Soli)

Tips:

  • Items under 1000 EUR net (GWG - Geringwertige Wirtschaftsgüter) can be fully deducted in the purchase year
  • Items over 1000 EUR must be depreciated over their useful life (AfA)
  • Mixed-use items (e.g., phone) should only claim the business portion
  • Keep receipts for all deductions - suggest attaching any missing ones