Personal Expense Tracker

通过本地 Python 脚本记录个人日常开支，按餐饮、交通、购物等类别自动归类，并可按月度或指定周期统计总支出与分类明细。约束中明确不包含预算提醒、银行支付集成和跨设备同步。

harrylabsj

热度 47.18

最近更新 2026-06-21 06:46:43

分类：生活依赖：代码执行应用场景：个人理财 / 财务

安装技能

复制下面的话术发给你的 Agent，它会通过 secure-skills 检索并安装该技能。

执行命令安装此 skill： npx secure-skills-cli add personal-expense-tracker

Metadata

name: expense-tracker
description: Personal expense tracker - record expenses, auto-categorize, monthly statistics with total and category breakdown
version: v1.0.0
tags: expense-tracking, personal-finance, budget-management, auto-categorization

Expense Tracker

Simple personal expense tracking assistant.

Usage Scenarios

Scenario 1: Record a Daily Expense

User input: "记录早餐花了10元。"

Expected output: Entry saved successfully - 早餐 | ¥10.00 | food | 2026-06-19 09:54. Category auto-detected as food. Running today total shown.

Scenario 2: Get Monthly Statistics

User input: "这个月花了多少钱？"

Expected output: Monthly statistics: total ¥3,250.50, breakdown by category - food ¥1,200 (37%), transport ¥450 (14%), shopping ¥800 (25%), others ¥800.50 (24%). Average daily spend ¥108.35.

Scenario 3: Check Category Breakdown

User input: "查看本周食品类支出了多少。"

Expected output: Food category breakdown this week: Mon ¥35, Tue ¥42.50, Wed ¥28, Thu ¥55, Fri ¥30, Sat ¥0, Sun ¥0. Weekly food total ¥190.50.

Scenario 4: 花呗账单吓到我了

User input: "看了下这个月花呗要还5800，但我想不起来钱花哪了，帮我做个月度开支分析。" Expected output: 分析花呗账单的支出类别分布（餐饮/交通/购物/娱乐等大类），找出最大支出项和非必要支出。对比过去3个月的消费趋势，给出优化建议：设置支付宝每月支出上限、关闭免密支付、为'大件消费'设立24小时等待期。推荐使用随手记/挖财App做详细记账，并设定每月储蓄目标。

Features

Record expense with amount and note
Auto-categorize (food/transport/shopping/others)
Monthly statistics (total + category breakdown)

Constraints

❌ No budget alerts
❌ No bank payment integration
❌ No cross-device sync

Usage

python3 scripts/expense-tracker.py add "早餐" 10
python3 scripts/expense-tracker.py stats