Card Credits

针对一款具体美国信用卡卡种，检索发卡行及相关来源，整理账单抵扣、返现返还与含明确金额的订阅权益，逐条给出金额、周期、触发条件与主要限制，并附置信度说明；不含开卡奖励、积分倍率与周年积分权益。

jiahongc

热度 59.82

最近更新 2026-08-10 01:25:11

分类：搜索依赖：联网浏览搜索应用场景：财务 / 个人理财 / 研究

安装技能

复制下面的话术发给你的 Agent，它会通过 secure-skills 检索并安装该技能。

执行命令安装此 skill： npx secure-skills-cli add card-credits

Metadata

name: card-credits
description: Return statement credits and cash-like credits for one major-US credit card, including trigger rules, cadence, enrollment requirements, restrictions, and practical usage notes. Use when the user wants the credits picture only.

Card Credits

Return the credits view of one exact card variant.

Credit Boundary

Count only statement credits, cash-back rebates, and complimentary subscriptions with a concrete dollar value. Exclude bonus multipliers, elevated earn rates, and anniversary-point perks.

Workflow

Resolve the card with ../card-identity/SKILL.md. If ambiguous, stop and return a numbered choice list.
Follow the card-credits strategy in ../card-shared/source-policy.yaml.
Search CARD NAME credits benefits.
Fetch the issuer page first and one approved secondary only when you need trigger rules, cadence detail, or enrollment nuance. Use WebFetch and the URL-safety rules in ../card-shared/source-policy.yaml.
Fill the card-credits contract in ../card-shared/command-contracts.yaml.
Apply ../card-shared/confidence-rules.md and ../card-shared/normalization-rules.md. Keep sources in hidden YAML only.

Required Sections

## 💳 Credits Overview
## 🏷️ Credit Details
## 📏 Usage Rules
## 📋 Confidence Notes

Use one compact numbered line per credit with amount, cadence, trigger, and main restriction.