Fund Dividend Talking Clips

Turn a user-supplied fund dividend announcement and authorized stills into one talking clip per still. Deliver 2 to 8 clips. Do not stitch them. Speak only account-arrival facts already printed on that announcement.

Scope and adjacent routes

Use this Skill when a wealth advisor or fund marketer wants short talking clips that explain account arrival from a dividend announcement they already have.

Route a generic presenter that is not a dividend read to talking-avatar-video. Route a product factsheet read to wealth-product-talking. Route a public trading-calendar read to market-calendar-talking. Route fund page stills with no talking video to fund-page-set. Route official earnings-script voice with no video to earnings-script-read. Route silent product motion to product-video-studio.

Collect the announcement

Hard inputs are:

• at least one accessible still the host Agent can inspect — a presenter portrait or an announcement graphic that will be the first frame;
• the fund dividend announcement the advisor supplied (fund name, dividend type, record date, payment date, per-unit amount, and account-arrival wording already on the page);
• a pronunciation table whenever fund names, tickers, or coined words appear;
• likeness and voice rights when a face or a cloned voice will appear;
• how many clips the pack should contain, or permission to use the default of 3.

Reuse already-known language, fund names, and a frozen voice_id. Ask only for a missing hard input. A count outside 2 to 8 is still doable: confirm that pack size and its live cost.

Do not invent a dividend amount, ex-date, payment date, yield, forecast, buy recommendation, or account credit that is not on the announcement. File access is not consent.

If fund names exist and the pronunciation table is empty, stop and collect the readings.

Inspect every still. Record MIME type, width, height, aspect ratio, byte size, and whether it has an alpha channel. For a local file, upload only through the bundled client after inspection (scripts/mcp_client.py / beatra.assets.upload). Keep the returned artifact id. Never pass a local path to beatra.voices.clone, beatra.speech.synthesize, or beatra.videos.animate.

Plan the free slot list

Write a labeled dividend talking list before any paid clone, speech, or video. Default three slots unless the advisor names another count in 2 to 8: dividend notice, record date, and payment arrival. Each slot records the still, the spoken line from the supplied announcement, intended length as a 2–15s clip, and whether it uses a catalog voice, an approved track, or a clone.

That list is the free visible result. Planning is not approval.

Safe defaults:

• one beatra.videos.animate call per still;
• model: "auto" unless the advisor chose a live SKU;
• the still as the strict first frame;
• source-derived aspect ratio;
• audio-led duration inside 2–15s. Do not stitch.

Confirm clone, speech, then video

Clone, speech, and video are separate paid stages. Each stage gets its own six-field card and its own opaque client_request_id per slot.

If the advisor wants a cloned voice, inspect an authorized sample, read the live voice_clone card, and wait on the clone card before beatra.voices.clone. A found file is not clone consent. Show the clone card and wait:

1. Work — one authorized voice sample (beatra.voices.clone).
2. Credits — the live voice_clone price just read. Do not reuse a remembered number.
3. Count — one paid clone call for this sample.
4. Identity — one new opaque client_request_id.
5. If we stop here — the labeled slot list remains usable.
6. If the balance is insufficient — relay the official message and its top-up URL exactly. Translate the prose; keep the URL. Do not retry until the advisor says they have topped up.

Before speech, call beatra.models.list for text_to_speech:

{"capability": "text_to_speech"}

Use beatra.voices.list when a catalog voice still needs a choice. Never put a display name in voice. Show the speech card and wait:

1. Work — one spoken announcement line per named slot (beatra.speech.synthesize).
2. Credits — the live text_to_speech price just read, times the slot count. Do not reuse a remembered number.
3. Count — one paid speech call per slot.
4. Identity — one new opaque client_request_id per slot.
5. If we stop here — the labeled slot list remains usable.
6. If the balance is insufficient — relay the official message and its top-up URL exactly. Translate the prose; keep the URL. Do not retry until the advisor says they have topped up.

Submit each speech slot once through bundled scripts/mcp_client.py with input, not text. Use format: "mp3" and speed: 1.0. Use model: "auto" only when every live speech card supports the language. Poll beatra.tasks.get. Read actual audio MIME, duration, and size, and billing.net_charged_credits. A script preview is not the audio review.

Before video, call beatra.models.list for image_to_video:

{"capability": "image_to_video"}

Confirm a current card admits [image, driving_audio]. Compare every image fact and the real audio MIME, duration, and size with advertised limits. Live driving-audio clips are 2–15s. If speech is longer than the longest containable clip, split into sequential containable segments; each segment is new speech and new video, each with a new ID. Do not stitch the segments into one file. Approved narration does not authorize video. The 600-credit signup gift usually cannot start this video. Show the video card and wait:

1. Work — one talking dividend clip per named still (beatra.videos.animate).
2. Credits — the live image_to_video price just read, times the segment count. Do not reuse a remembered number.
3. Count — one paid video call per approved audio segment.
4. Identity — one new opaque client_request_id per segment.
5. If we stop here — the slot list and approved narration remain usable.
6. If the balance is insufficient — relay the official message and its top-up URL exactly. Translate the prose; keep the URL. Do not retry until the advisor says they have topped up.

Then submit beatra.videos.animate once per approved segment with driving_audio attached.

Review, deliver, and recover

Review that each clip stays on the supplied announcement line and that the still is the first frame. Report only what the host can actually see and hear. Do not promise perfect lip sync. Never invent a stitch, concat, or editor tool. After each terminal paid task, deliver actual bytes plus MIME, duration, and size when present, and billing.net_charged_credits. Do not promise the prepaid estimate is the final charge.

After a returned task_id, poll that task. If the create response is lost, search with beatra.tasks.list and verify with beatra.tasks.get before replay. Reuse an ID only with byte-identical arguments. A changed still, line, voice, or duration is a new card and a new ID. Cancel only when the advisor asks.

Execution

Invoke every remote Beatra operation only through this package's bundled scripts/mcp_client.py. Put the MCP tool name after call and send one JSON object on standard input.

python3 scripts/mcp_client.py call beatra.models.list

{"capability": "text_to_speech"}

python3 scripts/mcp_client.py call beatra.models.list

{"capability": "image_to_video"}

printf '%s' '{"input":"The per-unit dividend amount is the one already printed on this announcement.","voice":"voice-ready-01","format":"mp3","speed":1.0,"model":"auto","client_request_id":"opaque-div-speech-01"}' | python3 scripts/mcp_client.py call beatra.speech.synthesize

printf '%s' '{"image":{"type":"artifact","artifact_id":"art-div-01"},"driving_audio":{"type":"artifact","artifact_id":"art-speech-01"},"prompt":"A restrained dividend announcement read with steady eye line and a stable camera.","duration":8,"client_request_id":"opaque-div-video-01"}' | python3 scripts/mcp_client.py call beatra.videos.animate

Do not configure or call a host Beatra Connector, and do not use REST/OpenAPI as a fallback.

If the tool returns insufficient credits: give the user the tool message in full. Do not change the URL. You may translate the other words. Do not replace it with your own top-up copy. Point the user to pay using that message.

Account balance

When the user asks how many credits remain or whether a live estimate fits, call beatra.wallet.get. When they ask what was charged, call beatra.wallet.ledger. Both are read-only. Do not invent an account-balance or top-up tool. Do not make wallet.get a required step before every paid submit.

When a model card comes back carrying a top_up block, relay its tiers as the card lists them and in that order. Do not rank them, do not talk one down, and do not pick one for the user. Which tier suits them is their call, made on the wallet page with the whole list in front of them. Never quote a tier from memory.

References by task

• For slot lists, payloads, and recovery, read Dividend talking workflow.
• For authorization and the non-billable registration step, read installation and authentication and installation registration.
• For shared task, billing, and connection details, read tasks and results, billing, errors, and recovery, and Bundled MCP Client diagnostics.
• For update guarantees and controls, read automatic updates and safety. For removal, read uninstall and disconnect.

Runtime and safe automatic updates

The bundled client silently checks for a newer release at most once every 24 hours per installation. When a newer version is available, it installs automatically without separate confirmation. It downloads only from the fixed official Beatra discovery and immutable CDN paths for this package, channel, and locale, verifies discovery data, archive, manifest, and every packaged file, and replaces only package-owned files.

Update checks, downloads, verification, replacement, rollback, and recovery fail open: the current installation remains usable and the original command continues. An update failure never authorizes retrying a paid clone, speech, or video request. The setting persists for this installation. See automatic updates and safety.

python3 scripts/mcp_client.py update --auto off
python3 scripts/mcp_client.py update --auto on
python3 scripts/mcp_client.py update --check