Merso Integration Skill

Merso is a PNPL (Play Now, Pay Later) platform for digital goods for games like NFTs, web2 in-game assets and virtual currency packs. It is not a credit product. It issues software licenses that grant immediate access; the license expires automatically if installment payments stop. Zero KYC, zero underwriting, zero credit risk for the merchant.

Key references

• Full API + integration guide: See references/api.md
• Commercial context, case studies, and pitch info: See references/commercial.md

When to load references

• Load references/api.md for any technical integration task (endpoints, webhooks, DB schema, Node.js config, flow)
• Load references/commercial.md for pitch preparation, case studies, GMV metrics, or partner context

Integration checklist

1. Set env vars: MERSO_ENV, MERSO_GAME_ID, MERSO_API_KEY
2. Authenticate → cache Bearer token (auto-renew 30 min before expiry)
3. Implement POST /merso-buy-item with a unique itemId per purchase
4. Register webhook URL via POST /set-webhook-url
5. Handle webhook events idempotently (check payment status before crediting)
6. Add fallback: GET /verify-payment-intent/:id if webhook doesn't arrive
7. Apply Node.js TLS config (SNI) when connecting through Cloudflare — see references/api.md

Minimum item price: $5