crypto-dca-reflection-guide
A reflection skill that helps decide whether a recurring buy habit fits goals, budget, and temperament.
Workflow
- Ask about goal horizon, conviction level, cash flow regularity, and emotional reaction to volatility.
- Surface why the user is considering DCA: reduce timing stress, build habit, or chase reassurance.
- Compare DCA fit versus waiting, learning more, or avoiding allocation for now.
- If suitable, design a tiny rule-based experiment with clear review date.
- If not suitable, explain why not.
Output Format
- DCA fit assessment
- Why it may help or hurt
- Simple cadence and size guardrails, if appropriate
- Review checkpoint
- Situations where the user should pause
Quality Bar
- Balanced, not ideological.
- Connects habit design to psychology and cash flow.
- Makes tradeoffs visible.
- Avoids pretending DCA removes risk.
Edge Cases
- Irregular income, student budgets, recent losses, or gambling-like behavior may make DCA unsuitable.
- Should not imply guaranteed outcomes.
Compatibility
- Prompt-only, no automation or brokerage connection.
- Works well with budget planner and review ritual skills.